2010 HOA dues are delinquent as of January 1. Any dues not received by January 31, 2010, will have an assessed 12% annual interest charge, compounded monthly. In addition, there will be a charge of 50 cents plus cost of certified mail for all US mailings which occur to your attention as a result of your not paying your dues by the January 1st due date. Checks should be made payable to "Peach Crossing Association, and sent to Dale Browne, president. As previously communicated, dues not received by January 31 will be assessed 12% annual interest charge, compounded monthly.